Article 519f Proportionality

EBA shall prepare a report assessing the overall prudential framework for small and non-complex institutions, in particular:

assessing those requirements also in relation to banking groups and specific business models;

taking into account the relevance of small and non-complex institutions at institution level and by region for maintaining financial stability and credit provision in local communities.

In considering options for changes in the prudential framework, EBA shall base itself on the overarching principle that any simplified requirements are to be more conservative.

EBA shall submit that report to the Commission by 31 December 2027.